WestArk RSVP provides Medicare assistance and advocacy throughout the year. Volunteers serve by assisting Medicare beneficiaries (both aged and disabled) in:
- Applying for federal Low-Income subsidy and the Arkansas Medicare Savings Programs;
- Problem solving snafus with Centers for Medicare/Medicaid Services (CMS) and private insurers;
- Choosing Medicare Part D prescription drug plans or Medicare Part C advantage plans;
- Counseling new Medicare beneficiaries about coverage and gaps;
- Educating Medicare beneficiaries who are new to Medicare understand their options.
RSVP volunteers counsel senior beneficiaries, including persons with disabilities and veterans, about their Medicare needs. Volunteers counsel the client on all aspects of Medicare Parts A, B, C, and D, which includes drug and supplement plans, LIS (Extra Help) and other forms of financial assistance, including State Medicare Savings Programs, to help pay for health insurance costs.
Our highly trained volunteers help Medicare beneficiaries, their families, and caregivers navigate the complexity of the health care system. This FREE service helps seniors understand and identify issues within their current coverage plans. RSVP members work in partnership with the Arkansas Insurance Department, Senior Health Insurance Information Program (SHIIP) to receive annual training and certification.
What type of help is available?
Low-Income Subsidy is available for those needing financial assistance to afford their prescription medication (income must be less than $1,843 a month for singles, $2,485 a month for couples in 2023). Assistance will be provided to complete electronic applications for federal Extra Help at ssa.gov. This assistance will pay many Medicare Part D premiums, reduce the co-pays and do away with the "donut hole".
Medicare Savings Programs (MSP) are joint Federal and State programs that provide needed financial assistance to Medicare beneficiaries with limited means with their Medicare Part B premium of $164.90 per month. Assistance will be provided to complete electronic applications for MSP on the Access Arkansas website. For those with the lowest incomes (income less than $1,640 a month for singles or $2,218 a month for couples in 2023) it will also pay to have their Medicare Part A and Part B deductible and co-payments met.
New Medicare Orientation will provide individualized options and information for those just starting to receive Medicare.
Information about Medicare Part D prescription drug plans or Medicare Part C advantage plans. Throughout the year, but most intensely during Medicare Open Enrollment (October 15th through December 7th) counseling and information from the Medicare.gov plan finder will be offered to Medicare beneficiaries to allow them to choose the most appropriate and economical insurance for the coming year.